Luzerne National Bank Rates

Rates

Term

Interest
Rate

APY *

Minimum Deposit

Interest
Credited

3 Months

1.99%

2.00%

$1,000.00

At Maturity

6 Months

2.24%

2.25%

$1,000.00

At Maturity

12 Months

2.72%

2.75%

$1,000.00

Quarterly

24 Months

3.21%

3.25%

$1.000.00

Quarterly

36 Months

3.46%

3.50%

$1,000.00

Quarterly

48 Months

3.70%

3.75%

$1,000.00

Quarterly

60 Months

3.94%

4.00%

$1,000.00

Quarterly

* Minimum Balance to obtain APY is $1,000.00

Product

Interest
Rate

APY *

Interest
Credited

*Statement Savings*
$0.00 to $999.99	0.45%	0.45%	Monthly
$1000.00 to $49,999.99	0.70%	0.70%	Monthly
$50,000.00 and over	0.95%	0.95%	Monthly


*Passbook Savings*
$0.00 to $999.99	0.45%	0.45%	Quarterly
$1000.00 to $49,999.99	0.70%	0.70%	Quarterly
$50,000.00 and over	0.95%	0.95%	Quarterly

IRA "Growth" CD

1.05%

Quarterly

Super Now

0.20%

Monthly

Good Neighbor

0.20%

Monthly

Good Neighbor Special

0.20%

Monthly

Club Accounts

0.70%

At Maturity

Money Market Account

0.50%

Monthly

Centennial Diamond Club Money Market

1.98%

2.00%

Monthly


*Tiered Money Market*
$0.00 to $9,999.99	0.50%	0.50%	Monthly
$10,000.00 to $49,999.99	0.80%	0.80%	Monthly
$50,000.00 to $99,999.99	1.19%	1.20%	Monthly
$100,000.00 to $999,999.99	1.29%	1.30%	Monthly
$1,000,000.00 and over	1.78%	1.80%	Monthly

Rates are accurate as of 6/30/2008. The deposit account rates may change after the account is opened. Fees could reduce the earnings. A penalty may be imposed for early withdrawal of a certificate of deposit.

*APY is Annual Percentage Yield.

Luzerne Bank is not responsible for any typographical errors.

For current loan interest rates please
contact one of our branch locations or
call our loan department at (570) 288-5483.